Bonus spending/saving tips


We haven’t received our 13th month pay yet. But for those who did, maybe you can pick a good tip or two from this post before you spend your hard earned money.

  • You may have allotted a portion of your bonus in buying Christmas gifts and other expenses for the holidays, but try to save an amount for your future needs.
  • If you don’t have other sources to pay your debt this year, you can use a percentage of your bonus to pay them off. Wouldn’t it be nice to start a brand new year debt-free?
  • If you have been thinking about establishing a small business of your own, you can start with a minimal capital using your bonus.
  • You can put your money in the bank if you don’t want to spend it on anything.
  • And if you are generous enough or you have more than enough to share, you can share your blessings to those who need financial help the most. Be a happy giver.

Be thankful of what you have. Spend and save your money wisely.

Image credit: Nongpimmy –

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