Category Archives: Home improvement

Three Craft Ideas to Update Your Home Decor

Crafting isn’t just about creating knickknacks you can’t really use. You can get in touch with your creative side to create some custom decor for your home that matches your style and your budget. Plus, the personalized touch will make your finished products much more meaningful! If you’re looking for some new accents to add to your home, here are three simple craft ideas you can make in just a few hours!

http://decozilla.com/2013/09/inspirational-wall-art/

Create Some Personalized Signs

With a few materials from your local hardware shop and an online craft store, you can create a sign that’s a perfect fit with your home’s color theme. Attach a few boards together and use tracing paper to copy a beautiful phrase in your favorite font. Paint and let dry for a custom sign that’s perfect in any room you choose.

https://www.pinterest.ph/

Upgrade a TV Tray with Fabric and Decoupage

TV trays are useful, but can be boring or downright unsightly. Choose a gorgeous fabric and use decoupage glue to cover the surface with a beautiful new design. Finish with an acrylic spray to protect from moisture and add some drawer handles to the edges. You’ll end up with the perfect piece of furniture for eating or housing small decor items. 

Image by Deedee86 from Pixabay

Design a Silk Wreath

Wreaths are beautiful indoors and out but can be costly when purchased as a finished product. Save yourself the extra cash by choosing silk flowers and greenery in combinations that you love and assemble them in a foam or grapevine wreath. Both structures are very forgiving and easy to change if you make a mistake or simply don’t like the layout. Display your finished product on the front door, in a window, over the mantle or as part of a gallery wall.

These craft ideas are great for any home, so they work especially well as gifts! A handmade item can be extra special and serves as a gorgeous reminder of a good friend.

Mortgage Options for Everyone

Whether you’re buying your first home, upgrading homes or looking to refinance, you need to know what mortgage options are out there. Here are some basic facts on mortgages.

Image by mohamed Hassan from Pixabay

Home Mortgage

The most basic option is a standard home mortgage. These come in a variety of terms, from 10-years to 30-years. Also, there are different products available for those who are first time buyers. Often buyers in this category can get into a home with very little being required for a down payment.  Your credit score will be the biggest driver in determining the loan APR you receive. Talk to a Top Mortgage Lender like Sun West Mortgage to find out what products are available to you.

Refinance

There are many reasons people refinance. Sometimes homeowners want to reduce the interest paid over time. By refinancing from a 30-year to a 15-year mortgage, you can save hundreds of thousands of dollars. The drawback to this option is that your monthly payments will increase. Another reason is to reduce your monthly payments. If you’re five years into a 30-year mortgage and have a financial crisis, by refinancing back to 30 years, you can take advantage of some of the equity you’ve built up. Also, you can refinance to take advantage of lower interest rates.

Know what your finance options are when it comes to your mortgage. Use this information to make good choices in the products you choose.

Four Helpful Tips for a Low-Stress Move

When you think about it, the entire process of relocating can cause a lot of anxiety. From transferring utilities to packing cherished family keepsakes, the whole ordeal is not something you want to experience on a regular basis. Moving is probably listed right below going to the dentist on your list of fun things to do. In order to keep your sanity, here are four ways to make the event less stressful.

Eliminate the Clutter

One of the biggest mistakes people make is not throwing out unwanted or unused belongings before a move. Hauling along unnecessary items only makes moving a bigger chore. If you’re reluctant to trash some stuff, try selling it in order to have a little extra cash for other moving expenses. The more material possessions you have, the harder it will be to organize them in your new residence.

Organize and Label Moving Boxes

Unless you’re a superhero, it is nearly impossible to unpack everything in a day or two. That’s why packing similar items together and knowing what’s in each box is crucial. Wondering where your toothbrush and pajamas are while you’re aimlessly putting away Christmas decorations at midnight is no picnic.

Survey Different Moving Service Providers

Most homeowners seek the help of a moving service, especially for transporting heavy furniture and other large items. Getting price quotes and reviewing the company’s track record ahead of time is essential for a safe, successful move. If you’re searching for reputable movers in Pinellas County FL, Small Moves Inc. is one company to consider.

Set Up Utility Services Beforehand

While you’ll be spending a good deal of time unpacking, you don’t want the inconvenience of going several days without cable, electricity or Internet service. If possible, schedule all of your new utility services to begin before the move-in date. This will keep everyone in the family happy and make the hassle of moving more bearable.

Although most people aren’t fond of moving, it doesn’t have to be the worst experience of your life. Planning ahead and organizing is the key to success. After all the work is done, relaxing in your new home makes it all worthwhile.