Tag Archives: home improvement

Three Craft Ideas to Update Your Home Decor

Crafting isn’t just about creating knickknacks you can’t really use. You can get in touch with your creative side to create some custom decor for your home that matches your style and your budget. Plus, the personalized touch will make your finished products much more meaningful! If you’re looking for some new accents to add to your home, here are three simple craft ideas you can make in just a few hours!

http://decozilla.com/2013/09/inspirational-wall-art/

Create Some Personalized Signs

With a few materials from your local hardware shop and an online craft store, you can create a sign that’s a perfect fit with your home’s color theme. Attach a few boards together and use tracing paper to copy a beautiful phrase in your favorite font. Paint and let dry for a custom sign that’s perfect in any room you choose.

https://www.pinterest.ph/

Upgrade a TV Tray with Fabric and Decoupage

TV trays are useful, but can be boring or downright unsightly. Choose a gorgeous fabric and use decoupage glue to cover the surface with a beautiful new design. Finish with an acrylic spray to protect from moisture and add some drawer handles to the edges. You’ll end up with the perfect piece of furniture for eating or housing small decor items. 

Image by Deedee86 from Pixabay

Design a Silk Wreath

Wreaths are beautiful indoors and out but can be costly when purchased as a finished product. Save yourself the extra cash by choosing silk flowers and greenery in combinations that you love and assemble them in a foam or grapevine wreath. Both structures are very forgiving and easy to change if you make a mistake or simply don’t like the layout. Display your finished product on the front door, in a window, over the mantle or as part of a gallery wall.

These craft ideas are great for any home, so they work especially well as gifts! A handmade item can be extra special and serves as a gorgeous reminder of a good friend.

Mortgage Options for Everyone

Whether you’re buying your first home, upgrading homes or looking to refinance, you need to know what mortgage options are out there. Here are some basic facts on mortgages.

Image by mohamed Hassan from Pixabay

Home Mortgage

The most basic option is a standard home mortgage. These come in a variety of terms, from 10-years to 30-years. Also, there are different products available for those who are first time buyers. Often buyers in this category can get into a home with very little being required for a down payment.  Your credit score will be the biggest driver in determining the loan APR you receive. Talk to a Top Mortgage Lender like Sun West Mortgage to find out what products are available to you.

Refinance

There are many reasons people refinance. Sometimes homeowners want to reduce the interest paid over time. By refinancing from a 30-year to a 15-year mortgage, you can save hundreds of thousands of dollars. The drawback to this option is that your monthly payments will increase. Another reason is to reduce your monthly payments. If you’re five years into a 30-year mortgage and have a financial crisis, by refinancing back to 30 years, you can take advantage of some of the equity you’ve built up. Also, you can refinance to take advantage of lower interest rates.

Know what your finance options are when it comes to your mortgage. Use this information to make good choices in the products you choose.

Spend Money Right During a Home Renovation

Image courtesy of Stuart Miles at FreeDigitalPhotos.net

Image courtesy of Stuart Miles at FreeDigitalPhotos.net

When you talk to most homeowners and mention the words home renovation, you’ll find that many cringe. That’s because of the cost most people associate with doing anything in their home.

While home repairs and renovations can be expensive, there are some things you can do to make the process a bit more cost-effective. You might not love every second of the renovation process, but if you’re smart about how you do it, you can end up with a better home minus the depleted savings.

Set Your Budget

Working with a budget is like working without any parameters at all. Unless you have all the money in the world, doing this just doesn’t make any financial sense. Going without a written budget can also turn seemingly simple projects into endless ones.

To figure out your budget, you need to determine what you can spend among all of your payment options. That means credit, cash and any other options available to you. You’ll also need to calculate how much interest you’ll tally if you do use credit cards.

When you figure your budget, set aside about 5% to handle any mistakes or unexpected occurrences. You don’t want to max out your budget only to find you really need additional work at the end of your home renovation project.

Know Your Needs

Before a successful home renovation project, every homeowner needs to sit down and figure out what they want. They also need to figure out what they really need to do to improve their home.

If you need a new bedroom, it may not be as fun as that home theater, but it makes a lot more sense. Consider the value of your home when you’re doing any renovation job. If you’re lucky, you’ll get what you spent back if and when you decide to sell.

Consider Your Home

Your home should be a deciding factor in how you choose to renovate. To figure out what your home needs, looking at others on the market in your area is often a wise choice. This is important even if you don’t plan to sell anytime soon.

Doing this will help you figure out what your home is lacking and how you can improve it. It might sound like a bit of keeping up with the Jones’, but that’s not the case when you’re trying to keep your home’s value relevant.

Interview Multiple Contractors

You can find contractors now on the internet, from personal recommendations and even from the phone book. Before you hire anybody though, you need to interview multiple candidates to see who is right for you.

Don’t settle for the first contractor who can do the job.