My mother-in-law will be buried in Gensan today. She succumbed to complications of diabetes and kidney disease. Her diabetes and kidney problem could have been managed by the right amount of medication to prevent complications from setting in. However, she doesnâ€™t have a Medicare plan or disability insurance to cover all her medical expenses. A company like Allsup could have helped the family of my mother-in-law facilitates the release of her health benefits if she had applied for one when she was alive and healthy. For a minimal fee, Allsup assists people to get their disability insurance.
With my mother-in-lawâ€™s death and the financial burden experienced by the family during her frequent hospitalizations, I realized the need for a more reliable health insurance for my own family. We need a health policy that covers not just hospitalization but also the simple blood test, x-ray and related physical examination for the whole family. At the moment, my family relies on my husbandâ€™s Philhealth. Philhealth is a health care system funded by the government. However, the benefits one can get from the system depend on the amount of contribution and may not be enough especially for the minimum wage earner.